Business insurance
Do you have sufficient insurance cover?
There are many types of insurance which you may not have arranged cover for. We recommend that you carefully consider there uninsured areas or contact our office if you require further information regarding any on the list below.
Material damage
Covers accidental physical loss or damage to the property insured.Machinery breakdown
Unforeseen and sudden Physical Loss or Damage to the mechanical, electrical or electronic plant, machinery or apparatus as specified causing breakdown and stoppage.Stock Deterioration
Deterioration of Refrigerated and Frozen Stock as a result of accidental physical loss or damage to electrical plant and machinery.Income Protection
Provides cover for a weekly benefit after an injury or illness which has resulted in the insured not being able to workPublic liability
Covers your legal liability, arising from your business activities to third parties for personal injury or property damage.Employers liability
For claims made by Employees against Employers for injuries falling outside the Accident Rehabilitation and Compensation Insurance Act 1992.Trustees liability
Specialist insurance for the personal liability of trusteesEmployment disputes
For claims made against Employer for alleged breach of any Employment Agreement, the Privacy Act 1993 and the Human Rights Act 1993.Contract works
Covering property whilst being built or renovated.Business interruption
Covers expenses and/or losses resulting from interruption or temporary closure of your business because of a Material damage insurance claim.Machinery breakdown interruption
Covers expenses and/or losses resulting from interruption or temporary closure of your business because of a Machinery Breakdown claim.Fidelity guarantee
Loss of money or goods, belonging to or held in trust by the insured, caused directly by any fraudulent or dishonest act committed by an employee.Marine cargo
Items specified, insured for accidental loss or damage when importing, exporting or during transit within NZ.Statutory liability
For claims made against the company, its directors or management for unintentional breaches of and non-compliance with Parliament Acts.Directors and officers liability
Specialist insurance for the personal liability of directors and officers.Professional indemnity
Covering the insured and its representatives for claims arising from the actions of Employees for breach of professional duty.Carriers liability
Covering the insured's legal liability as a carrier under the terms of the Carriage of Goods Act.Travel insurance
Covers luggage loss and damage, medical expenses, personal liability and more while you travel.Contact us for more information
